Loans

Donald J. Bahl & Associates is Bahl Homes Mortgage Company.  We are  a full service mortgage broker offering a full menu of mortgage products and substantial discounts for originating and closing your mortgage. 

Just beginning your search for the right home? Before you even start shopping, consider getting pre-approval from Donald J. Bahl & Associates. Simply fill out our On-Line Application.  It's a great way to streamline the loan process and help you get the home you want. And if you're ready for financing, before you make another move, check out today's rates.

  • Interest in a "No Cost" loan.  Where does the money come from to pay the cost?  Let us show you.  It comes from a rebates.

We are a proud members of the IMX Exchange.  Everybody has heard of on-line mortgages.  Great prices with no service and heaven for bid if a problem arises or you do not meet one of their cookie cutter loan guidelines.  Yes, that is on-line mortgages

IMX is the best of both worlds.  In the IMX Exchange lenders bid real time on loans that are posted by Mortgage Brokers.  We can match or beat any on-line price you receive.  Will the on-line broker take the time to explain the loan process, the differences between programs, hand deliver documents for you or come to your house to sign the loan papers?  Of course not.  

Mystified about home loans? Let us help you find the information you need:

How Home Loans Work clarifies basic home loan principles and processes. For an in-depth explanation of adjustable rate mortgages, read How ARMs Work.

Use our Home Loan Glossary if you'd like a quick reference to home loan terminology -- you'll learn the meaning of terms like impound account and negative amortization

Below are easy to read explanations of the most popular loan programs available in today's mortgage market.

  • Fixed rate mortgages give you the security of a fixed rate and stable monthly payments for the life of the loan.
  • Adjustable rate mortgages (ARMs) offer the affordability of lower initial rates and starting monthly payments, with the option to convert to a fixed rate loan.
  • Initial fixed rate loans offer benefits of both -- the stability of fixed payments for the first three, five, seven or ten years, and generally lower rates than traditional fixed-rate loans.

 

Required Disclosure Forms to Get the Process Started

 

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